Donishea called me this week with a plan I do not hear enough. She does not want a 84 month payment schedule. She wants to pay her land off fast and keep the cash discount.
Here is the 60 second version of what she is buying into.
Her rules were simple. No HOA. Room to build. A real town close by.
Three lots fit. And every one of them gets cheaper if you pay it off early. That is the Accelerated Value Program. Pay the balance inside 12 months and you pay the cash price instead of the full terms total.
If you want the biggest discount we have right now —
0.77 Acres of Forest, Interlachen — Three quarters of an acre of trees. The biggest lot on the street. No HOA, and the zoning lets you put two homes on it.
It is on sale right now. $299 down, $341/mo. Terms total $32,997. Cash price $22,397.
Pay it off early and you save $10,600.
Interlachen. Your own forest for $299 down and 30% off the cash price.
If you want a real town minutes away —
A Full Acre in Marianna — Just over an acre on a quiet street inside town. Groceries, the hospital and hardware are minutes out, not a half hour.
Utilities and paved roads are already close. Put a house on it, a manufactured home, a mobile home or a tiny home.
$749 down, $348/mo. Terms total $29,997. Cash price $24,997. Pay early and you save $5,000.
If you want to farm it and raise animals —
1.1 Acres Near the Georgia Line, Jennings — The most land of the three. Grow food on it, keep chickens or a few animals, build a home, or do all of it on the same lot.
It sits right off I-75. Valdosta is a straight shot north. One thing to know up front: there is a small $9 a month HOA here, and it exists to keep the roads maintained.
$999 down, $405/mo. Terms total $34,995. Cash price $25,997. Pay early and you save $8,998.
Jennings. Over an acre of open farm land minutes from the Georgia line.
How the discount works.
There is no interest and no credit check. Every payment goes to principal.
There is no penalty for paying early. Pay the balance inside 12 months and the cash price is what you owe.
Once it is paid off, the deed goes into your name. That deed is what the county wants before it will issue a building permit.
Two ways to look around:
| See These Three Lots → |
| See the Cash Sale Lots → |
Not sure which one fits you? I offer a free Land Intro Call. Fifteen minutes, no pressure. We will work out what makes sense for your budget and how fast you want to own it outright.