Shantavia called me this week and told me why she wants land. She wants to build a house on it, and she wants to leave her children something that is theirs. She is starting a second job and every dollar of it goes at the land.
Her plan is a family plan. So is this one. If someone in your family would rather do all of this in Spanish, we have them covered.
Three lots fit what Shantavia asked for. All three let you build a real home. All three go in your name when they are paid off. And on all three, paying it off early costs you less.
If you want the roads and power already there —
A Buildable Lot in Punta Gorda — Paved road at the lot. Power at the lot. Those are the two most expensive things to add later, and they are already done. Put up a site-built home or a manufactured one.
Punta Gorda is a real city with a downtown and a hospital. Of the three, this is the one that holds its value best for whoever you leave it to.
$199 down, $290/mo. Cash price $21,997. Pay it off early and you save $6,000.
Punta Gorda. Paved road, power in, $199 down.
If you want the most room and no HOA —
A Wooded Quarter Acre in Dunnellon — The biggest of the three at 0.28 acres. Room for a house and still a yard. Paved roads through the whole community and no HOA bill to carry.
Only single-family homes go up here, so nothing gets parked next door that changes what your lot is worth. Rainbow Springs and the spring-fed river are five minutes away.
$299 down, $357/mo. Cash price $20,997. Pay it off early and you save $4,998.
Dunnellon. The biggest lot of the three, no HOA.
If you want to go stand on it this Saturday —
A Quarter Acre on Daisy Place in Sebring — A straight drive up from South Florida. You can walk it on a Saturday and be home for dinner. Lake country, a hospital in town, and the beaches ninety minutes west.
Roads and power are in. You add the well and septic when you build.
$199 down, $248/mo. Cash price $17,997. Pay it off early and you save $3,000.
Here is how the early payoff works.
There is no interest and no credit check. Every payment goes to principal.
There is no penalty for paying early. Pay the balance inside twelve months and the cash price is what you owe. That is the whole gap above.
Once it is paid off, the deed is recorded in your name at the county. That deed is what your family inherits, and it is what the county wants before it will issue a building permit.
Two ways to look around:
| See These Three Lots → |
| See the Cash Sale Lots → |
Not sure which one fits you? I offer a free Land Intro Call. Fifteen minutes, no pressure. We will work out what your budget can carry and how fast you want to own it outright.