Aysha called me from Tampa, Florida. For two years she has lived in Airbnbs and with family, and now she wants land that is hers.

You do not need a bank to own land. Here is how Joseph did it.

No Credit? No Problem! How Joseph Bought Land Anyway

Watch how Joseph bought land with no credit →

Back to Aysha. She is turning a shed into a tiny home. She wants a garden for vegetables and herbs. One day, a pool.

She is buying with our owner financing. 0% interest. No credit check. And she wants to pay it off fast.

Here are the three lots I sent her. All about 30 minutes from Gainesville.

Manchester Ave, Interlachen — 0.77 acres of forest. The biggest lot on the street. Room for the home, the garden, the pool, and trees left over for shade. On sale right now. $299 down, $341/mo.

The wooded street by the Manchester Ave lot in Interlachen

Manchester Ave, Interlachen. 0.77 acres. $299 down.

E Alachua Rd, Palatka — Half an acre made for growing food. Keep a few animals if you want. Power already runs down the street. $399 down, $340/mo.

The road by the E Alachua Rd lot in Palatka

E Alachua Rd, Palatka. Half an acre. $399 down.

Quiet wooded lot, Interlachen — 0.38 acres. Tiny homes, container homes, and mobile homes are all welcome. No HOA. The trees work like a privacy fence. $249 down, $330/mo.

See All 3 Lots →

Want it paid off fast, like Aysha? Pay the land off within twelve months and you pay the cash price, not the terms total. That saves $10,600 on Manchester Ave, $4,998 on E Alachua Rd, and $4,998 on the 0.38 acres.

Not sure which lot fits your plan? I offer a free Land Intro Call. Fifteen minutes, no pressure. We will figure out what makes sense for your budget and your goals.

Book a free call → introcall.lotsofsunshine.com