Liz called me a couple weeks back and told me the truth: she loves almost every lot we own, and the distance is the problem. Her daughter is in class by 7:10 in the morning and her mother lives close by. Land an hour away does not fit that life.

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So I went and pulled the lots that are close enough. Five of them. Three sit on the same quiet street in Inverness. Two more are in Rainbow Lakes Estates just outside Dunnellon. Every one is owner financed with no credit check, and every one is a half hour or less from Ocala.

Three lots on the same street

0.36 Acres on Glencoe Street, Inverness — The biggest of the three, in a pocket where the neighbors already have their houses up.

Paved road right to it and power at the street. You put in your own well and septic, then build a real house and stay. This is not a camping lot.

$499 down, $370 a month for 96 months. Cash price $31,952.

A quiet paved street in an established Inverness neighborhood

Inverness — houses already up on the street. $499 down.

0.33 Acres on Clovis Court, Inverness — A third of an acre sitting on a court, so nobody drives past your place to get somewhere else.

$499 down, $352 a month for 96 months. Cash price $29,755.

0.24 Acres on Clovis Court, Inverness — Two doors down from the last one and the easiest of the three to get into.

Inverness has the schools, the hospital, and the grocery store, and the Withlacoochee State Trail runs right through the middle of town. Ocala is twenty five to thirty minutes up the road.

$499 down, $328 a month for 96 months. Cash price $27,852.

Two more twenty minutes closer

0.23 Acres in Rainbow Lakes Estates, Dunnellon — High and dry, paved roads through the whole neighborhood, power at the street, and nobody watching what you do with it.

Put up a site built home, a modular, or a tiny home. An RV is fine while you are building. The Rainbow River is minutes away and the water is so clear you can watch the sandy bottom go by from a kayak.

$299 down, $301 a month for 72 months. Cash price $18,997.

Paved road and pine trees in Rainbow Lakes Estates outside Dunnellon

Rainbow Lakes Estates — paved roads, no HOA, thirty minutes to Ocala. $299 down.

0.24 Acres in Rainbow Lakes Estates, Dunnellon — Same neighborhood, one street over, same paved road and power. Ocala is thirty minutes east when you need the hospital or a real grocery run.

$299 down, $301 a month for 72 months. Cash price $18,997.

See All 5 Lots Near Ocala →

Liz is walking hers this weekend with her folks. If you want to do the same thing and figure out what fits your budget and how far you are honestly willing to drive, I offer a free Land Intro Call. Fifteen minutes, no pressure. We pull up the map together and go from there.

Book a free call → introcall.lotsofsunshine.com