Hey,
Today I'm dropping 12 new lots from the Panhandle to Central Florida. Down payments start at $199. Every single one is owner financed — no bank, no credit check, no gatekeepers.
If you want to live on the water —
Lakeside Lot, Round Lake — A quiet 30-acre freshwater lake right at the edge of your door. Any home type welcome: site-built, manufactured, mobile, or tiny. This is the kind of place people stop driving around and start putting down roots. $499 down, $399/mo.
Camellia Drive, Indian Lake Estates — This community wraps around Polk County's largest lake — 7,500 acres, nationally known for bass fishing. The neighborhood has a marina, an 18-hole golf course, and the longest freshwater pier in the state. 1.1 acres with paved roads and power already in. $749 down, $346/mo.
Deep River Court, Placid Lakes — Placid Lakes sits on the shore of Lake June-in-Winter. Paved roads, a community boat ramp, and neighbors who've been here for decades. Quarter acre, zoned for a permanent site-built home. $199 down, $248/mo.
Sunway Drive, Placid Lakes — Same community, same lake access on Lake June-in-Winter, same boat ramp. A second lot a few blocks away if Deep River Court is already spoken for. $199 down, $248/mo.
Round Lake, Northwest Florida — 30-acre freshwater lake, any home type. $499 down, $399/mo.
And one near a wonder of the natural world —
Lilac Court, Marianna — Florida Caverns State Park — the only walk-through cave system in the state — is under five miles away. Jackson Blue Springs pumps 64 million gallons of crystal-clear 68-degree water a day, year-round. This is a full acre in a quiet residential neighborhood right in the middle of all of it. Any home type allowed. $749 down, $253/mo.
If you want to farm it, grow it, and live free —
Lisa Ann Trail, Palatka — Agricultural zoning on 1.25 acres means you can grow crops, raise animals, and build the home you want — all on the same piece of land. That combination is rare. Road access is in. Palatka and the St. Johns River are 10 minutes away. $499 down, $359/mo.
If you want to hunt, camp, and hold something that grows in value —
NW 27th Way, Jennings — 2.6 acres on the Suwannee River Corridor, right off I-75 at the Georgia line. Big Shoals State Park — the state's only Class III whitewater — is 20 minutes south. Wide open land where the pace is slow and the price still makes sense. $1,199 down, $398/mo.
James Street, Flagler Estates — 1.25 forested acres in a county where the land across the road sells for three times more. Road access in. Hunters and patient investors both win here. St. Augustine is 35 minutes northeast. $199 down, $249/mo.
Dona Street, Flagler Estates — Second lot in the same community, same acreage, same price point. The window to buy at today's prices in Flagler Estates won't stay open forever. Palm Coast is 25 minutes east when you need it. $199 down, $249/mo.
Jennings, North Florida — 2.6 acres on the Suwannee Corridor. $1,199 down, $398/mo.
If you want to build your home in a real community —
Daisy Place, Sebring — Sebring is a town built around lakes, and people who move here on purpose tend to stay. Advent Health hospital is in town. Paved roads and power are already in. A quarter acre ready for a permanent site-built or modular home. $199 down, $248/mo.
If you want maximum flexibility and the lowest possible entry —
Coot Road, Satsuma — R-2 zoning means any home type is welcome: mobile, tiny, container, or site-built. You can put two homes on this lot. No HOA, no landlord. The St. Johns River is minutes away. $199 down, $198/mo.
Hawknest Road, Satsuma — Same flexible zoning, same river access, same entry point. If Coot Road is gone, this one is right here. First-time buyers — this is a solid place to start. $199 down, $198/mo.
Not sure which lot is the right fit? I offer a free Land Intro Call — 15 minutes, no pressure. We'll figure out together what makes sense for your budget and your goals.